Stuart Bichard, MLIBF, DipFA

Extremely pleased with the professional support and guidance provided by Stuart and the broader AHR team, reviewing the various options for the transfer and set up of new arrangements for my pension requirements.

Particularly appreciate Stuart's calm and patient manner explaining the various aspects, and would certainly recommend Stuart to others seeking similar advice on pension transfers.

I was introduced to Stuart recently as I had a pension in the UK.

My dealings with Stuart from the first introduction through to the transfer of my pension has been fantastic.

He always makes himself available to answer questions, demonstrates in depth knowledge of pension products and with the support of his team he has made the whole process stress free.

I can't recommend Stuart highly enough if you have a pension which you want looking into.

Stuart contacted me sometime after i had been approached by a number of his competitors offering similar services. Being a risk averse kind of person and a relative layman in the world of financial management, I couldn't find a way to trust the advice of any of the previous organisations.

Stuarts approach though was entirely different, refreshing, none salesy and educational.

I really admired and trusted Stuarts expertise but also his style. I wasn't ready to run at this decision with any great pace, I needed room to run my due diligence and make sure this was right for me.

Stuart was very respectful and always available for questions and consulting. I am very grateful to be working with Stuart and trust he is the right guy to guide me on important decisions pertaining to my and families financial affairs.

I've known Stuart for a few years now and lived in the UAE for 30 years. I get many "financial advisors" contacting me and there are numerous such companies also here in the UAE.

Pensions Planning is a potential minefield and especially investing your hard earned money into "reasonable funds" and most "advisors" are very surface level and "glib" with their advice, also just quoting the company line with no real knowledge themselves.

Coming up to retirement age and two UK pension funds to invest "somewhere" it was like a breath of fresh air to meet Stuart!!

He is: Trustworthy; Extremely Knowledgeable; Honest in everything he does; Follows up on his commitments and promises; Gives truly INDEPENDENT advice; and a very likable guy!!

What more can I say?

Stuart took me through all the steps required to process my two pensions funds in time for my 65th birthday, gave excellent advice at every stage, was with me every step of the way and explained "difficult areas to understand" in clear and concise terms.

I thoroughly recommend Stuart to every Expat living and working in the UAE (and further abroad) - you cannot do better than to work with Stuart. I just wish I had met Stuart many years ago and hope you all manage to do the same.

Good luck to all and to Stuart in the further development of your business. I cannot thank you enough.

I knew from my very first interaction with Stuart that I had made the right choice to work with him and the AHR Team to transfer my pension from the UK.

Everything was clearly explained to me, in a language that I could understand, and at every stage of the process I was given the support and guidance that I needed.