For expats seeking a hassle-free way to build a successful property portfolio, AHR Group can get you closer to financial freedom with our limited company incorporation service.
Get started today with our turn-key solution for property investing and in just weeks, set up a limited company, secure financing, and start building your portfolio.
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As an individual, property investments in the UK can expose personal assets to significant risk if debts or liabilities are incurred.
However, by incorporating a limited company structure, expats can protect their personal assets from such risks. With a limited company structure, the company becomes a separate legal entity, providing a clear separation between personal and business assets.
This can offer peace of mind and reduce stress associated with managing property investments as an individual.
When investing in UK property as an individual, the tax rates can be high and deductions limited. However, incorporating a limited company structure can provide significant tax benefits for expats.
Limited companies are subject to a lower corporation tax rate than individual income tax rates, and deductions such as mortgage interest and management fees can be claimed against profits.
This can significantly increase the overall profitability of property investments and offer more flexibility and financial stability.
Managing multiple properties and finances as an individual can be challenging and time-consuming.
However, incorporating a limited company structure can simplify finances and reporting for expats. With a separate legal entity, the limited company structure provides its own bank account and finances, making it easier to track income and expenses, and file tax returns.
This can save time, reduce stress and help expats better manage their UK property investments.
Passing on property investments to heirs can be complicated and expensive, particularly for expats with international assets.
However, by incorporating a limited company structure, expats can ensure smooth inheritance and succession planning.
Shares in a limited company can be transferred to heirs rather than the property itself, which can help to avoid costly probate fees and inheritance taxes.
This can provide peace of mind, ensuring that the value of property investments can be preserved and passed on to future generations.
AHR Group provides a full turn-key solution for property investing, from limited company incorporation to legals, lending, and letting. Let us take care of everything so you can focus on building your property portfolio.
We take care of everything from start to finish, ensuring that your limited company is set up correctly and compliant with all UK laws and regulations, so you can focus on living life, knowing that your money is working for you.
We help you navigate the complex world of cross-border requirements including UK tax laws to ensure that your property investments are structured in the most tax-efficient way possible, maximising your returns and minimising your liabilities.
We provide ongoing support and assistance with all your HMRC reporting requirements, ensuring that your business runs on autopilot and you never have to worry about compliance issues or penalties.
Starting from €302,800
Fixed interest rate 3.9% for 10 years
How do I set up my limited company to avoid future tax penalties?
I'm uncertain about ongoing HMRC reporting for my limited company.
How do I ensure my limited company structure is tax-efficient?
Individuals pay income tax on rental income and capital gains tax on sale of property, with limited ability to deduct expenses.
Limited companies can deduct mortgage interest and other expenses, resulting in significant tax savings. They pay corporation tax on profits, which may be lower than the individual income tax rate.
Individuals have unlimited liability, which means their personal assets are at risk in case of lawsuits or debt.
Limited liability protects personal assets and limits risk exposure to the company’s assets only.
Passing on property to heirs can be complex, with potential inheritance tax liability.
Shares in the limited company can be passed on easily, with potential for inheritance tax relief.
Income is typically taken as rental income or by selling the property.
Income can be taken in a more tax-efficient manner through dividends. This can result in significant tax savings and greater flexibility in managing when you take income.
Limited borrowing capacity and options.
Lenders may view a company as more stable and less risky than an individual. Additionally, a limited company may have access to more financing options, such as commercial loans or crowdfunding, which may not be available to individuals.
At AHR Group, setting up a limited company for UK property investing is easy and straightforward. Here are the three simple steps to get started:
We will schedule a consultation to understand your unique needs and goals for your property investments. Our team of experts will provide tailored advice on the most suitable company structure, tax-efficient strategies, and ongoing compliance requirements.
Once we have determined the most appropriate company structure for your property investment goals, we will assist you in setting up the company.
Our team will ensure that all necessary documents are filed with Companies House, and we will provide guidance on opening a business bank account.
After your company has been formed, we provide ongoing support to ensure that your business remains compliant with HMRC and Companies House.
We handle all the ongoing reporting requirements, including annual accounts, tax returns, and VAT. Our team is always available to answer any questions and provide support as needed.
Starting from £340,000
Developed by Gary Neville's Relentless Group
Starting from £190,000
Estimated completion Q1 2025
Starting from £348,075
10% Deposit held in ESCROW
Starting from €302,800
Fixed interest rate 3.9% for 10 years
Starting from £250,000
Located on private road
Speak with one of our experts during a complimentary 15-minute call, and you’ll:
Take the first step towards building your property investment empire by speaking to one of our limited company incorporation specialists today.
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The Property Investing Hub is your one-stop destination for educational property investment content. Our team of experienced property investment experts curates and creates content that covers a wide range of topics, including property investment strategies, market analysis, property management, and legal issues.
The main advantages of setting up a limited company include reduced personal liability, tax efficiency, easier access to finance, and simplified accounting and administration.
You can invest in any type of property, including residential and commercial properties, through a limited company as an expat.
The legal structure of your limited company will depend on various factors, such as your tax situation, liability concerns, and long-term goals. It is best to consult with a legal and/or financial professional to determine the best structure for your needs.
The process of setting up a limited company includes choosing a company name, registering with Companies House, appointing directors and shareholders, and completing various other legal and administrative tasks.
You may choose to work with a professional service provider to help you with the process.
The ongoing requirements for running a limited company include maintaining accurate accounting records, filing annual accounts and tax returns with HMRC, holding regular meetings with shareholders and directors, and complying with various legal and regulatory obligations.
It is important to work with a qualified accountant who can advise you on tax obligations and ensure that you are compliant with relevant tax laws and regulations.
Yes, you can obtain a mortgage for a property investment through your limited company as an expat. However, the application process may be more complex and require additional documentation.
The costs associated with setting up and running a limited company include registration fees, legal and professional fees, accounting fees, and ongoing administrative expenses.
Success as a limited company for UK property investing requires careful planning, a strong understanding of the market and industry trends, effective financial management, and a commitment to ongoing learning and development.
You can access financing for your limited company through various channels, such as traditional lenders, alternative lenders, and private investors. It is important to research your options and choose a financing option that is suitable for your needs and goals.